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Whether you're a First Home Buyer, upgrading your home, or an investor, we have over 30 lenders on our panel to assist in finding the right home loan for you.

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If you're looking at refinancing, we'll conduct a Cost Benefit Analysis to ensure that if you do make the move, you will be better off. The average cost of refinancing a loan when taking into account lender fees and government charges is around $1,000 give or take, so the benefits in interest savings need to outweigh these costs. We can also advise which, if any, lenders have cashback offers that can mitigate this cost.

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If you're looking at increasing your loan for renovations, we can normally take care of this with your existing lender, however, we will do a cost benefit analysis to see if it's worth your while changing lenders.

 

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5/185 The Entrance Rd
Erina NSW 2250

PO Box 3327

Erina NSW 2250

Optimum Home Loans and Finance is a credit representative (No. 461273) of BLSSA Pty Ltd (ACL No. 391237).

ABN: 33 722 525 794

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